Rahul 
Founded in 1997, KLM Axiva Finvest Ltd is a non-deposit-taking, systemically important non-banking finance company (NBFC Middle Layer) that caters to low- and middle-income individuals and businesses. KLM Axiva Finvest operates in four main areas: 1. Gold Loans, 2. MSME loans, 3. Personal Loans, and 4. Microfinance loans for women. As of March 31, 2024, … Read more
Kosamattam Finance Limited is a non-deposit-taking NBFC focused primarily on gold loans. It is part of the Kosamattam Group, led by Mathew K. Cherian, and headquartered in Kottayam, Kerala. The company provides loans against household ornaments to various customers, including businessmen, vendors, traders, farmers, employees, and families across Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Maharashtra, … Read more
Founded in 1994, SMC Global Securities Limited provides a wide range of financial services. These include brokerage, portfolio management, investment banking, asset management, distribution of financial products, non-banking financial company (NBFC) services, insurance broking, real estate broking, clearing and depository services, fixed income securities, and financial, mortgage, and credit advisory services. As of March 31, … Read more
Group Term Life Insurance Plans are designed to provide life insurance coverage to a group of individuals under a single policy. These policies aren’t limited to employer-employee groups but can also cover customers of banks, NGOs, professional groups, non-banking financial institutions, and microfinance institutions. For employees, a group insurance policy ensures financial support and security … Read more
Inflation affects everyone, extending beyond higher prices to impact investment returns. Understanding its dynamics is crucial for assessing investment suitability based on individual needs. What is Inflation? Inflation is defined as the rate at which prices of goods and services increase over time, reducing the purchasing power of money. It applies broadly to overall price … Read more
When selecting investments, many prioritize potential returns, risking an over-concentration in one asset type. This “all eggs in one basket” mistake can be avoided through asset allocation. Diversifying your investment portfolio ensures you aren’t overly reliant on a single investment type for financial security. Read on to understand asset allocation, various asset classes, allocation strategies, … Read more
You may have come across the term credit score, but what does it mean? Essentially, a credit score is a number from 300 to 900 reflecting an individual’s credit history and reliability as a borrower. A higher score indicates better creditworthiness to lenders. Factors influencing your score include open accounts, debt levels, repayment history, and … Read more
In the stock market, traders encounter two distinct prices: the bid price and the offer price. The bid price is the amount a buyer is willing to pay for a stock, whereas the offer price is the amount at which a seller is willing to sell the stock. Typically, the offer price is slightly higher … Read more
Market sentiment is a term frequently heard in the stock market. It’s a crucial indicator to consider when trading and investing. It can greatly influence a company’s success and even alter the trajectory of the entire stock market. This blog aims to explore market sentiment and provide insights on leveraging it to build a successful … Read more
The Indian economy, one of the largest by purchasing power parity, is poised for continued growth. However, its booming economy will face fluctuations, including stock market movements that can greatly impact growth. From 1994-2005, India’s stock market underwent significant restructuring, with the economy averaging 6.1% GDP growth during this period. To better understand these effects, … Read more
Stock market are appealing for young investors seeking to build wealth, but rash decisions can lead to losses. Even with limited knowledge, new investors can start cautiously, akin to cricket where defense matters when starting. This article offers 10 tips to plan stock market investments wisely and excel on your investment journey. Let’s begin. 1. … Read more
Investment plans aim to secure and increase your savings, ensuring financial stability for you and your loved ones. Among India’s diverse investment options, the Public Provident Fund (PPF) stands out as a popular choice for tax-saving. However, many lack a comprehensive understanding of PPF, including its benefits and eligibility. Our guide covers what a PPF … Read more
