Rahul 
What is General Insurance? General Insurance provides coverage for financial losses incurred from the damage or destruction of insured assets. Insurance acts as a safety net during unforeseen events that could disrupt daily life. There are two main types of insurance: Life Insurance and General Insurance. While Life Insurance is widely recognized, many remain unaware … Read more
Sammaan Capital Limited, formerly known as Indiabulls Housing Finance Limited, was established in 2005. It is a non-deposit-taking housing finance company (HFC) registered with the NHB, specializing in mortgage finance services. As a leading housing finance company in India and the flagship of the Indiabulls Group, Sammaan Capital offers home loans and loans against property … Read more
Accidents and losses, including death, are sudden and life-altering events that arrive without warning. While we can’t prevent these unpredictable occurrences, we can protect ourselves from their impact. Insurance serves as a crucial safeguard against such uncertainties. Choosing the right types of insurance with adequate coverage is a wise decision to protect our assets and … Read more
In personal finance, gross pay and net pay are crucial yet often confusing. While both are essential, they represent different aspects of your total earnings. In this blog, we’ll clarify the difference between gross and net salary and provide guidance on how to calculate each. Continue reading to deepen your understanding of these essential financial … Read more
The digital revolution in India has transformed financial transactions. Among the top digital payment methods, IMPS and UPI are prominent for their fast and secure money transfers. Both services provide instant money transfers, yet each has its own unique features. This blog delves into the key differences between IMPS and UPI, helping you determine which … Read more
Adani Enterprises Limited, established in 1993, is a key entity within the Adani Group, operating in India’s energy and infrastructure sectors. The Adani Enterprises NCD IPO is part of its ongoing growth strategy. Since its inception, the company has cultivated and expanded multiple successful ventures. Notably, businesses such as Adani Ports and Special Economic Zone … Read more
Sometimes, we require additional funds, but our needs and borrowing patterns vary. Understanding different credit options like overdraft vs personal loan is essential to making the right choice based on your financial situation, needs, and repayment ability. In this blog, we’ll explore these concepts in depth, focusing on the key differences between an overdraft and … Read more
Penny stocks are shares of small publicly traded companies, usually priced below Rs. 30. These stocks often have low liquidity, making them risky investments. While they can be bought at low prices, finding buyers to sell them can be difficult. Additionally, some penny stocks risk delisting, which could lead to losses. Investing in penny stocks … Read more
Incorporated in 1997, Muthoot Fincorp Limited is a non-deposit-taking NBFC specializing in personal and business loans secured by gold jewelry. Their gold loan offerings cater to individuals needing short-term liquidity for personal or business purposes. The company is known for its Muthoot Fincorp NCD offerings, providing diverse financial solutions. As of June 30, 2024, Muthoot … Read more
Difference Between RuPay and Visa Card As India emerges as a global economic powerhouse, its financial services sector is undergoing a major transformation, with cashless transactions becoming increasingly prevalent. Today, numerous transactions can be completed using cashless methods like cards. When selecting a new card, many people are often caught between choosing RuPay or Visa. … Read more
Home Loan Insurance Borrowers should manage their finances carefully. However, getting home loan insurance is optional when borrowing from banks, NBFCs, or housing finance companies. Regulatory bodies like the RBI and IRDAI do not mandate purchasing home insurance with a home loan from any financial institution. Meaning of Home Loan Insurance Home Loan Insurance, or … Read more
Established in 1939, Muthoot Mercantile Limited is a non-banking financial firm specializing in gold-secured loans, investments, health insurance, forex services, and money transfers. The company is now offering Muthoot Mercantile NCD as part of its financial services With branches across Kerala, Tamil Nadu, Maharashtra, Odisha, Delhi, Haryana, Madhya Pradesh, Punjab, and Uttar Pradesh, the company … Read more
